Financing a Dental Practice

In most situations, outside financing should be available to practice buyers, even when the buyers may already have high levels of student loans and other debts.  While local banks sometimes provide lower rates of interest, we have found that the nationwide specialty finance companies such as Henry Schein Financial Services and Banc of America are offering financing more readily. 

From time to time, Dr. Buyer cannot obtain 100% outside financing.  If Dr. Buyer can still get most of the financing through an outside lender (say at least 80%), we recommend that Dr. Seller finance the remainder.